Simple, transparent pricing
No hidden fees. No setup costs. No monthly minimums on Starter. Pay only for what you use, and scale when you are ready.
Starter
For new businesses and side projects
Free
1.5% + ₦100 per transaction
- Accept cards, bank transfers, USSD
- Payment links & invoicing
- Hosted checkout page
- Basic analytics dashboard
- Email support
- API access with 100 req/min
Most Popular
Growth
For scaling businesses
₦25,000
/month
1.2% + ₦50 per transaction
- Everything in Starter
- Subscriptions & recurring billing
- Virtual accounts & multi-currency wallets
- Advanced fraud detection
- Webhook management & retries
- Priority email & chat support
- API access with 1,000 req/min
Enterprise
For high-volume businesses
Custom
Volume-based pricing
- Everything in Growth
- White-label payment platform
- Agent banking network
- POS terminal management
- Dedicated account manager
- Custom SLA & 24/7 phone support
- Unlimited API rate limits
Compare plans in detail
| Feature | Starter | Growth | Enterprise |
|---|---|---|---|
| Card payments | |||
| Bank transfers | |||
| USSD payments | |||
| Mobile money | |||
| Payment links | |||
| Hosted checkout | |||
| Invoicing | |||
| Subscriptions & recurring | — | ||
| Virtual accounts | — | ||
| Multi-currency wallets | — | ||
| Bulk payouts | — | ||
| Advanced fraud detection | — | ||
| Webhook retries | — | ||
| White-label platform | — | — | |
| Agent banking | — | — | |
| POS terminals | — | — | |
| Custom integrations | — | — | |
| Dedicated account manager | — | — | |
| Custom SLA | — | — | |
| 24/7 phone support | — | — |
Frequently asked questions
Are there any setup fees?
No. There are zero setup fees on any plan. You only pay transaction fees when you process payments. The Growth plan has a flat monthly fee in addition to lower per-transaction rates.
How quickly are funds settled?
For Nigerian Naira transactions, settlement is next business day (T+1). International settlements vary by currency and destination but typically complete within 2-3 business days.
Can I switch plans at any time?
Yes. You can upgrade or downgrade at any time. When upgrading, the new rate applies immediately. When downgrading, the change takes effect at the start of your next billing cycle.
What currencies do you support?
We support NGN, USD, GBP, EUR, CAD, GHS, KES, ZAR, and more. Multi-currency wallets are available on Growth and Enterprise plans, allowing you to hold and settle in multiple currencies.
Is there a transaction volume cap?
No caps on Starter or Growth plans. Enterprise customers get custom rate cards based on their volume, with significant savings at scale.
What payment methods are supported?
We support Visa, Mastercard, Verve, bank transfers (NIP), USSD, mobile money (across Africa), Apple Pay, Google Pay, and direct debit mandates.
How do chargebacks and disputes work?
We provide a full dispute management dashboard. Chargeback fees are passed through at cost. Our fraud detection tools help minimize disputes before they happen.
Do you offer test/sandbox environments?
Yes. Every account comes with a free sandbox environment with test API keys. You can simulate all payment flows, including 3DS challenges, refunds, and webhooks.
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