Payment infrastructure built for scale reliability speed growth Africa the world

One API to accept payments, manage subscriptions, verify identities, and orchestrate payouts across multiple currencies.

99.7%
Uptime
8+
Currencies
<200ms
API latency

Trusted by businesses building the future

FirstBy
Akewe
Listing NG
Bolrach
FindLove NG

One platform, every payment product

Accept payments, send payouts, verify identities, and manage subscriptions. All from a single integration that scales with you.

Payment Gateway

Accept cards, bank transfers, mobile money, and USSD across multiple currencies. Smart routing optimises every transaction for the highest success rate.

Commerce Tools

Invoices, subscriptions, and payment links. Sell from anywhere with zero code.

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Identity & KYC

BVN, NIN, passport, and document verification for seamless customer onboarding.

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Developer Platform

RESTful APIs, SDKs in every major language, webhooks, and a full sandbox.

Read the docs

Payouts & Treasury

Multi-currency wallets, instant payouts, and automated settlement to any bank.

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Why businesses choose Crezaro

Purpose-built for businesses that operate across borders and need infrastructure that doesn't just work, it scales.

01

Multi-brand, one account

Launch multiple brands with separate dashboards, API keys, and settlement accounts. Full white-label capabilities from day one.

02

Smart payment routing

Intelligent routing across providers with automatic failover. Every transaction takes the optimal path for cost and success rate.

03

Global-ready identity

Purpose-built verification for emerging and established markets. BVN, NIN, and international passports from one unified API.

Built for every kind of business

From solo creators accepting their first donation to enterprise platforms processing millions. Crezaro grows with you.

Creators
Tips, memberships, and digital sales
Donations
NGOs, causes, and fundraising
Small Business
Shops, vendors, and freelancers
Startups
SaaS, apps, and platforms
Marketplaces
Multi-vendor split payments
Enterprise
Custom solutions at scale
For Developers

Built API-first, not API-last

Every feature is an API before it is a UI. Clean, RESTful endpoints with consistent response formats, idempotency keys, and comprehensive webhooks.

SDKs for PHP, Node.js, Python, Go, Java, and Ruby
Full sandbox environment with test credentials
Real-time webhooks with automatic retries and HMAC signing
Idempotency keys on every mutating endpoint
Read the docs
Initialize a Payment
# Initialize a payment
curl https://api.crezaro.com/v1/payments/initialize \
  -H "Authorization: Bearer sk_live_..." \
  -H "Content-Type: application/json" \
  -H "Idempotency-Key: txn_01HYX..." \
  -d '{
    "amount": 150000,
    "currency": "NGN",
    "email": "[email protected]",
    "metadata": {
      "order_id": "ORD-2026-001"
    }
  }'
200 OK Response
{
  "status": "success",
  "data": {
    "id": "pay_01HYX8N3K...",
    "authorization_url": "https://checkout.crezaro.com/...",
    "access_code": "CZR_ac_x7k9m...",
    "amount": 150000,
    "currency": "NGN"
  }
}

Built for regulated industries from day one

Enterprise-grade security and compliance baked into every layer, not bolted on after the fact.

PCI DSS SOC 2 NDPR GDPR

Ready to get started?

Create your free account in minutes. No setup fees, no monthly minimums. Your first integration can go live today.