Everything you need to move money
From collecting payments to disbursing funds, Crezaro gives you the tools to build world-class financial products.
Payments
Accept cards (Visa, Mastercard, Verve), bank transfers, USSD, mobile money, Apple Pay, and Google Pay through a single API integration. Support for 3D Secure 2.0, tokenization, and smart routing ensures maximum conversion rates.
Payouts
Disburse funds to bank accounts across Africa, Europe, and North America. Bulk payouts, scheduled transfers, and real-time settlement tracking. Supports NIP (Nigeria), ACH (US), BACS (UK), and EFT (Canada).
Subscriptions
Build recurring revenue with flexible billing plans. Support for trial periods, prorations, metered billing, and automatic retries. Dunning management handles failed payments intelligently.
Invoicing
Create and send professional invoices with built-in payment links. Automatic reminders, partial payments, tax calculations, and multi-currency support. Customers pay with one click.
Virtual Accounts
Generate dedicated virtual account numbers for each customer. Automatic reconciliation when funds arrive. Perfect for marketplaces, lending platforms, and any business that needs to track incoming payments per customer.
Multi-Currency
Hold, convert, and settle in NGN, USD, GBP, EUR, CAD, GHS, KES, ZAR, and more. Real-time FX rates, locked-rate invoicing, and automatic currency conversion at competitive spreads.
Agent Banking
Build a distributed network of collection and payout agents. Real-time float management, commission tracking, hierarchical agent structures, and mobile-first agent portal with cash-in/cash-out workflows.
POS Terminals
Manage point-of-sale terminals remotely. Assign terminals to agents or merchants, track transactions in real time, push firmware updates, and monitor terminal health from your dashboard.
White-Label
Launch your own branded payment platform powered by Crezaro. Custom domains, branding, checkout pages, and merchant dashboards. Your brand, our infrastructure. Available on Enterprise plans.
Fraud Detection
AI-powered fraud scoring on every transaction. Rule engine for custom fraud policies, velocity checks, device fingerprinting, IP intelligence, and real-time alerts. Reduce chargebacks by up to 80%.
KYC & AML
Verify customer identities with BVN, NIN, passport, and document checks. Sanctions screening against OFAC, EU, and UN lists. Ongoing AML monitoring, PEP checks, and automated compliance workflows.
Analytics
Real-time dashboards with transaction volumes, revenue trends, conversion rates, and settlement tracking. Export reports, set up scheduled email reports, and build custom views with our analytics API.
API-first by design
Every feature on the Crezaro platform is available through our RESTful API. Clean, consistent endpoints with comprehensive documentation, SDKs for popular languages, and webhook notifications for real-time updates.
- RESTful API with JSON responses
- SDKs for PHP, Node.js, Python, Go, Ruby, Java
- Idempotency keys for safe retries
- Webhook signatures with HMAC-SHA256
curl -X POST https://api.crezaro.com/v1/transactions \
-H "Authorization: Bearer sk_live_..." \
-H "Content-Type: application/json" \
-d '{
"amount": 500000,
"currency": "NGN",
"customer": {
"email": "[email protected]"
},
"metadata": {
"order_id": "ORD-12345"
}
}'Ready to build?
Create your free account and start integrating in minutes. Your first test transaction is one API call away.